
A BELIEVING HEART
But if any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him. But he must ask in faith without any doubting, for the one who doubts is like the surf of the sea, driven and tossed by the wind. For that man ought not to expect that he will receive anything from the Lord, being a double-minded man, unstable in all his ways. (1:5–8)
A fourth means to perseverance in trials is a believing heart, a comprehensive phrase that summarizes these four verses.
The first requirement for such belief is godly understanding. Especially when they are going through trials, believers need a special measure of understanding to help them through, and that need should drive them to ask of God to supply that understanding and wisdom. Strong, sound faith is not based on feelings but on knowledge and understanding of the promises of God’s truth, which is spiritual wisdom.
When believers face times of testing—whether physical, emotional, moral, or spiritual—they have special need of God’s wisdom. At such times one should remember the words of Solomon: “Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge Him, and He will make your paths straight. Do not be wise in your own eyes; fear the Lord and turn away from evil” (Prov. 3:5–7). He goes on to say of godly wisdom that “her ways are pleasant ways and all her paths are peace” (v. 17). Later in the epistle of James, God’s heavenly wisdom will be described as “first pure, then peaceable, gentle, reasonable, full of mercy and good fruits, unwavering, without hypocrisy” (3:17).
In Job’s final response to his friends and would-be counselors, who had given him much foolish advice, he comments:
But where can wisdom be found? And where is the place of understanding? Man does not know its value, nor is it found in the land of the living. The deep says, “It is not in me”; and the sea says, “It is not with me.” Pure gold cannot be given in exchange for it, nor can silver be weighed as its price. It cannot be valued in the gold of Ophir, in precious onyx, or sapphire. Gold or glass cannot equal it, nor can it be exchanged for articles of fine gold. Coral and crystal are not to be mentioned; and the acquisition of wisdom is above that of pearls. The topaz of Ethiopia cannot equal it, nor can it be valued in pure gold. Where then does wisdom come from? And where is the place of understanding? Thus it is hidden from the eyes of all living and concealed from the birds of the sky. Abaddon and Death say, “With our ears we have heard a report of it.” (Job 28:12–22)
Then, after discounting all of those false and futile sources of wisdom, Job says simply, “God understands its way, and He knows its place” (v. 23). God, and God alone, is the source of wisdom. It was this truth that caused Paul to pray to God for believers to be granted wisdom, knowledge, and enlightenment (Eph. 1:17–18), as well as discernment (Phil. 1:9; cf. Col. 1:9–10). That is also James’s point.
It should go without saying that trials should enhance our prayer life, as we turn to the Lord for guidance, strength, patience, and wisdom. And when we ask of God, our heavenly Father, for His wisdom, James assures us that, far from being miserly in dispensing that gracious gift to His children, He gives to all generously and without reproach. It is the Lord’s loving desire to impart divine understanding abundantly to His faithful saints. That is surely one of the most beautiful and encouraging promises in all of Scripture.
Let him ask translates an imperative verb in the Greek. James is not giving personal advice but a divine command, and therefore our calling on the Lord for wisdom is not an option. It is mandatory. And if a believer who is being tested is not driven to the Lord and does not develop a deeper prayer life, the Lord is likely to keep the test active and even intensify it until His child comes to the throne of grace—until he makes his “ear attentive to wisdom,” and inclines his “heart to understanding” (Prov. 2:2). And “if you cry for discernment,” Solomon continues, “if you seek her as silver and search for her as for hidden treasures; then you will discern the fear of the Lord and discover the knowledge of God” (vv. 3–5; cf. Job 28:12–23; Matt. 13:44–46).
Although God has wisdom in abundance (Rom. 11:33) and is infinitely more willing to impart His wisdom than we are to ask for it, He nevertheless expects us to ask Him for it. It is not something that the Lord will impress on an unwilling heart and mind. “ ‘I know the plans that I have for you,’ declares the Lord, ‘plans for welfare and not for calamity to give you a future and a hope. Then you will call upon Me and come and pray to Me, and I will listen to you. You will seek Me and find Me when you search for Me with all your heart’ ” (Jer. 29:11–13). Jesus calls on us to call on Him, promising that “whatever you ask in My name, that will I do, so that the Father may be glorified in the Son” (John 14:13). To reinforce the promise, He says again, “If you ask Me anything in My name, I will do it” (v. 14).
Generously translates haplōs, which carries the idea of singleness of heart, of doing something unconditionally, without bargaining. The only condition is that we ask. When we simply come in our trials to God asking for His help and wisdom, He immediately and single-mindedly gives it to us generously. That divine liberality is expressed in Jesus’ beautiful promise:
Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you. For everyone who asks receives, and he who seeks finds, and to him who knocks it will be opened. Or what man is there among you who, when his son asks for a loaf, will give him a stone? Or if he asks for a fish, he will not give him a snake, will he? If you then, being evil, know how to give good gifts to your children, how much more will your Father who is in heaven give what is good to those who ask Him! (Matt. 7:7–11)
Reproach translates a participial form of a verb that means “to upbraid, to severely reprimand.” In Matthew 5:11 it is rendered “cast insults,” or “revile” (KJV). The term is used in Matthew 11:20 of the Lord’s reproach of the cities of Chorazin and Bethsaida, of whom He said, “It will be more tolerable for Tyre and Sidon in the day of judgment than for you” (v. 22); and of Capernaum, who, He warned, “will descend to Hades; for if the miracles had occurred in Sodom which occurred in you, it would have remained to this day” (v. 23).
But the Lord will never cast even the mildest reproach on a child of His who comes seeking wisdom in time of trouble and testing. He will not remind us of how undeserving and unworthy we are, obvious as that might be. Nor will He chide us for not asking sooner, fully understanding that “the spirit is willing, but the flesh is weak” (Mark 14:38). Without hesitation, reluctance, or reservation, His divine wisdom will be given to us in generous abundance. He will say to us, in effect, what He said to His people Israel through the psalmist, “I, the Lord, am your God, who brought you up from the land of Egypt; open your mouth wide and I will fill it” (Ps. 81:10).
James next turns from the willing Father to the waiting child, making clear that the Lord requires the right kind of asking, which must be in faith without any doubting (cf. v. 8). In other words, it must be a request backed by genuine trust in God’s character, purpose, and promises.
Some Christians simply doubt that God will give them what they need, and rationalize their doubt in countless ways. They believe they are undeserving, which is true, but, as already pointed out, irrelevant. Or they may think their needs are not worthy of God’s attention, which also is true but irrelevant, for, in His boundless grace and love, He sovereignly chooses to take great interest in things that, in the grand scheme of things, seem utterly insignificant. Other Christians are inclined to dispute with God, wondering why He allowed a calamity to come upon them in the first place or why He doesn’t provide them a way out.
A request that does not take God at His word, that doubts either His ability or His trustworthiness, is presumptuous and worthless and is an affront. “Without faith it is impossible to please Him,” the writer of Hebrews reminds us, “for he who comes to God must believe that He is and that He is a rewarder of those who seek Him” (Heb. 11:6). As Paul admonishes, we are “to pray, lifting up holy hands, without wrath and dissension” (1 Tim. 2:8). We are to remember Jesus’ promise: “Truly I say to you, if you have faith and do not doubt, you will not only do what was done to the fig tree, but even if you say to this mountain, ‘Be taken up and cast into the sea,’ it will happen. And all things you ask in prayer, believing, you will receive” (Matt. 21:21–22). Reinforcing those words of Jesus, Paul assures us that “my God will supply all your needs according to His riches in glory in Christ Jesus” (Phil. 4:19).
The believer who doubts, however, is like the surf of the sea, driven and tossed by the wind. His request is not really a request at all, because he foolishly and disdainfully does not believe it will be honored by God. Among other things, such a person is terribly immature, like a child, “tossed here and there by waves.” Tragically, that immaturity leads to the even greater danger of being “carried about by every wind of doctrine, by the trickery of men, by craftiness in deceitful scheming” (Eph. 4:14). When God is not trusted, the only course is to go from bad to worse to worse still.
Such a person cannot expect that he will receive anything from the Lord. He is like ancient Israel, whom Elijah rebuked, saying, “How long will you hesitate between two opinions? If the Lord is God, follow Him; but if Baal, follow him” (1 Kings 18:21). He becomes a Laodicean, a sham Christian who is “neither hot nor cold,” whom the Lord “will spit … out of [His] mouth” (Rev. 3:16).
Simply put, he is a double-minded man, unstable in all his ways. Although he claims to be a believer, his action reveals he is an unbeliever. When he goes through a severe trial, he turns to human resources rather than singularly trusting the Lord for answers and for help. Or he becomes bitter and resentful and seeks no help at all. He does not renounce God, but he acts as if God doesn’t exist, doesn’t care, or isn’t capable of delivering him from trouble. He knows something of God’s Word and of God’s love, grace, and providence; but he refuses to avail himself of those divine resources. As James points out later in the letter, that person’s problem, of course, is sin. “Draw near to God and He will draw near to you,” he admonishes. “Cleanse your hands, you sinners; and purify your hearts, you double-minded” (4:8). There the “double-minded” are called “sinners,” a term used only for unbelievers (see comments on 4:8).
Regardless of how he may view himself, the double-minded person is trying to serve two gods, which, as the Lord declares, is impossible. “Either [you] will hate the one and love the other, or [you] will be devoted to one and despise the other” (Matt. 6:24). In his classic allegory, Pilgrim’s Progress, John Bunyan calls such a man Mister Facing Both Ways. That feat is just as impossible spiritually as it is physically. “A friend of the world makes himself an enemy of God” (James 4:4); and, conversely, a person who is truly a friend of God is an enemy of the world. “You shall love the Lord your God with all your heart and with all your soul and with all your might” (Deut. 6:5, emphasis added). There is no other way to truly love Him, trust Him, or serve Him.
MacArthur, J. F., Jr. (1998). James (pp. 35–39). Moody Press.
WISDOM TO LEARN FROM TRIALS (1:5–8)
James says the goal of trials is “that you may be mature and complete, not lacking anything. If any of you lacks wisdom, he should ask God” (1:4–5). The goal, says James, is that we “lack nothing” spiritually. But to turn tests into maturity, the one thing you must not lack is wisdom. God intends trials to produce endurance and maturity. But trials do not always lead to spiritual growth. Suffering can create fear, despair, a determination to “look out for number one,” or anger toward God. Abundance (which is also a trial) can lead to selfish indulgence. Therefore, James now says, we need to ask God for wisdom, so we can gain from trials. In James’s words, “If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him” (1:5).
James encourages prayer with four successive phrases in verse 5. He says we should ask God (1) who gives (2) generously (3) to all (4) without finding fault. Each element merits our consideration.
First, James 1:5 literally reads, “Let him ask the giving God.” It matches the final statement “and it will be given to him.” James labels the Lord “the giving God.” When God gives, he acts according to his nature or character.
Second, James says God gives to all “generously.” The word literally means “simply.” Simplicity is generous in this sense: the simple gift is a pure gift. It neither returns a favor previously given nor expects a favor in return. The simple gift neither pays back nor expects a payback. That is, God’s gifts do not become debts. He delights in giving; it is his nature to give without calculating the return.
Third, the Lord gives “to all.” That is, he does not play favorites. God is generous to all his children.
Fourth, God gives “without finding fault” (NIV) or, better, “without reproach” (ESV). It is possible, even easy, to give and to add a reproach. We can say, “Yes, I can loan you more money, but what happened to the money I gave you last month?” We can say, “Yes, I will help you get ready for your trip, but you should have started preparing two weeks ago.” That is giving with reproach. But God gives without adding a rebuke; he simply gives.
ASKING IN FAITH
Still, when we seek God’s gifts, we must ask in faith, wholeheartedly seeking God, fully expecting to receive wisdom from him. James says that anyone who asks “must believe and not doubt, because he who doubts is like a wave of the sea, blown and tossed by the wind. That man should not think he will receive anything from the Lord; he is a double-minded man, unstable in all he does.” As James does so often, here he harkens to a teaching from Jesus, who says, “If you have faith and do not doubt … you will receive whatever you ask for in prayer” (Matt. 21:21–22; cf. Mark 11:22–24).
God does give some gifts to his enemies (Matt. 5:45), but James promises nothing to the man who doubts even as he asks. The doubter asks God for aid, but before he finishes his prayer, he thinks, “This will never work.” He vacillates, tossing from one idea to the next, with no more stability of direction or purpose than a wind-whipped wave.
James sees doubt as the opposite of faith: “He must believe and not doubt.” The doubter is called double-minded and unstable, and he should expect to receive nothing. Like unbelievers, doubters cannot assume God will give them anything.
Our culture often views doubt as a noble thing. Philosophers such as Descartes use doubt as an organizing principle for their investigations, and popular culture often views doubters as courageous loners. But the Bible never views doubt as an activity or condition that is good in itself. Certainly, the Psalms encourage believers to take their questions to God when he is hidden or when evil seems stronger than good (Pss. 22; 73). And we must admit our doubts in order to seek the truth. Further, Jesus was always tender with doubters: he was patient with John the Baptist, when he asked if Jesus was indeed the Messiah (Matt. 11:1–12); he was forbearing with “doubting Thomas” (John 20:24–29); and he showed mercy to the father who said, “I believe; help my unbelief” (Mark 9:24 ESV). Still, doubt is never intrinsically good. If doubt leads to a blessing, it is the result of the honesty of the doubter and his or her willingness to accept God’s answers. Doubters must be willing to leave their questions behind and trust God with a whole heart.
But the book of Acts commends Peter for refusing to hesitate or doubt when God gave him a hard command (10:20; 11:12). More to our point, Paul (like James) contrasts faith and doubt (using the same term, diakrinō) in Romans 4:20 (cf. Rom. 14:23). He says Abraham “did not waver [same word] through unbelief regarding the promise of God, but was strengthened in his faith … being fully persuaded that God had power to do what he had promised” (4:20–21). Clearly, Abraham had some moments of doubt (Gen. 12:2–3; 17:17–18), but over the years, he displayed a consistent faith in God. James is not teaching that only perfectly confident prayers will be answered. But God does want us to trust him consistently. We do not shift ceaselessly, like the swells of waves out in the ocean. We seek God for wisdom every day.
After James exhorts the church to view trials as a blessing and to seek wisdom to make them so, he briefly addresses the trials of riches and poverty. We have already made a few comments on James 1:9–11, but a point or two remains.
Doriani, D. M. (2007). James (R. D. Phillips, P. G. Ryken, & D. M. Doriani, Eds.; pp. 24–27). P&R Publishing.
- If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him.
James demonstrates the art of writing by linking key words and phrases. In verse 3 he stresses the word perseverance; he puts it last in the sentence to give it emphasis. In verse 4, “perseverance” is the first expression he uses. The last phrase in verse 4 is “not lacking anything”; the first clause of the next phrase repeats this verb, “If any of you lacks wisdom.” The writer knows how to communicate effectively in simple, direct prose.
Note these points:
a. Need
The clause if any of you lacks wisdom is the first part of a factual statement in a conditional sentence. The author is saying to the reader: “I know you will not admit it, but you need wisdom.” James tackles a delicate problem, for no person wants to hear that he is stupid, that he makes mistakes, and that he needs help. By nature man is independent. He wants to solve his own problems and make his own decisions. Eighteenth-century German theologian John Albert Bengel put it rather succinctly: “Patience is more in the power of a good man than wisdom; the former is to be exercised, the latter is to be asked for.” Man has to overcome pride to admit that he needs wisdom. But wisdom is not something he possesses. Wisdom belongs to God, for it is his divine virtue. Anyone who admits the need for wisdom must go to God and ask him. James appeals to the individual reader and hearer. He writes, “If any of you lacks wisdom” (italics added). This approach is tactful, for he could have said, “Everyone lacks wisdom.” But by saying “any of you,” James gives the reader a chance to examine himself, to come to the conclusion that he needs wisdom, and to follow James’s advice to ask God.
b. Request
The believer must ask God for wisdom. James implies that God is the source of wisdom. It belongs to him.
What is wisdom? Both the Old and the New Testaments seek to explain this term. Solomon expresses it in typical Hebraic parallelism. Says he, “For the LORD gives wisdom, and from his mouth come knowledge and understanding” (Prov. 2:6). Solomon equates wisdom with knowledge and understanding.
Also, the New Testament states that the Christian receives wisdom and that knowledge comes from God (see, for instance, 1 Cor. 1:30). True, we make a distinction between wisdom and knowledge when we say that knowledge devoid of wisdom is of little value. Observes Donald Guthrie, “If wisdom is the right use of knowledge, perfect wisdom presupposes perfect knowledge.” To become mature and complete, the believer must go to God for wisdom. God is willing to impart wisdom to anyone who asks humbly. God’s storehouse of wisdom is infinite, and he will give this gift “generously to all without finding fault.”
c. Gift
God is not partial. He gives to everyone, no matter who he is, because God wants to give. Giving is a characteristic of God. He keeps on giving. Every time someone comes to him with a request, he opens his treasury and freely distributes wisdom. Just as the sun continues to give light, so God keeps on giving wisdom. We cannot imagine a sun that fails to give light; much less can we think of God failing to give wisdom. God’s gift is free, without interest, and without the request to pay it back. It is gratis.
Moreover, God gives “without finding fault.” When we ask God for wisdom, we need not be afraid that he will express displeasure or will utter reproach. When we come to him in childlike faith, he will never send us away empty. We have the assurance that when we ask for wisdom, it “will be given” to us. God never fails the one who asks in faith.
Kistemaker, S. J., & Hendriksen, W. (1953–2001). Exposition of James and the Epistles of John (Vol. 14, pp. 37–38). Baker Book House.











